Having a low credit score can limit your opportunities and cost you money. If you’re looking for a home to rent, a landlord can pull your credit report to see how likely you’ll be to pay your rent on time. If you’re trying to buy a home, your credit rating will impact how much you’ll pay in interest on your mortgage and if you’ll have to pay extra deposits for your utilities. Improving your credit score is worth your time.
If you’re in need of emergency funding, you might find yourself searching the internet for websites offering quick cash. Many of the sites you’ll find will offer payday loans, while others will offer short-term installment loans. This article aims to help you understand the differences between the two and help you decide which is the right product for your financial situation. Payday loans began in the 1990s.
When you’re trying to prepare a budget to protect your family’s financial security, it can be a difficult task in and of itself, but when you try to plan for unexpected expenses, the task can get even trickier. It’s hard to put a number on the unknowable. While there’s a virtual ocean of information online about creating a budget, there seems to be no clear consensus of what constitutes an “unexpected” expense.